The interest rate of the loan that you are about to get is a little higher than you have expected.  You already knew that the interest rate of the Loans For People With Bad Credit is usually higher than for another loan.  Still, you did not think that you will have to go to the loan company and tell them that you have changed your mind about the loan.  There is nothing else to do, as you cannot afford to pay for it.  The loan company asked you to consider your decision because you might never have this chance.  You have to think it for a little while and you will give the answer very soon.