I think one of the funniest commercials on television is the advertisement for people receiving settlement money in payments. There are various people in the commercial who are shouting, “It’s my money and I need it now!” On several occasions this very statement has been close to how I feel, except for me it would be more applicable to say, “I don’t have any money, but I need some now!” In a pinch, I can obtain a quick personal loan, padding my pockets with the financial cushion I need. No, I’m probably never going to be in a commercial, but who needs that when you got cash?